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**Panthers offseason chess: money talk and arbitration drama** • **Panthers | Gudas** says lower Florida taxes help lure players to take discounts to stay in South Florida • **Panthers | Schmid** filed for arbitration, putting the backup goalie situation in flux heading into the offseason **What to watch:** Whether Schmid's arbitration filing signals a push for starter money or a stepping stone to a trade. The lineup's set. Drop in.